Have you started a money makeover? What are you planning on paying CASH for? What bill are you paying off? Share a bit of your story! No story is too small to share! Real life stories keep Sister C motivated :D
Emergency Fund - Stocked
Vehicle Fund - Gone :D
We bought the vehicle! With CASH!! We are officially a 2 vehicle family. Oh, it's so nice having 2 vehicles, even if one is a van lol I have loved our last 2 SUVs, but I knew the previous owners so I know this vehicle was taken car of, so I caved. After 6 years of only having one, this is so wonderful. We were also able to buy it for less, so the leftover from the fund is enough to pay for our kids' tuition bill for the entire school year! Very excited about that! Especially since the first installment is due in just a week. We are blessed and highly favored! :D
Indiana Fund (Goal is $500)
- We won't be stocking this fund again for a few months. Grandpa will be visiting us instead. Current balance is 0.
Colorado Fund (Goal is $250) - I leave August 15th!
- Deposited $20 Fun Money
- Total - $66.77
- Yes, this doesn't add up if you noticed my total from last week. I have NO idea why my math was off by 50. I blame my mommy brain. Hubby R and I decided that when I pick up a shift on Tuesday nights, we'll split my tips 3 ways - Fun Money for Hubby, Fun Money for Me and the other third goes into our budget/pays off credit card. This will also delete the "gift money" portion of our budget as we will each have enough in our fun money accounts to pay for any gifts that come up for birthdays, Christmas and other occassions.
Credit Card Beginning Balance 4/29/11 - $6031.08
- Deposited $12.33 in spare change
- Deposited $249.95 in leftover income
- Current Balance - $4,995.31
Well sister C, we are about to pay off our van that we bought used just over 3 years ago. Then I'll be putting that payment towards the mortgage on our first home. So our debts are our house back in AR, which is 50% paid off, and our house here in TX, which is only 6% paid :-(, and $150 on the clothes dryer (at 0% interest and will be paid off 7 months early) It's very tempting to pull money from our emergency fund to pay the house down a chunk, but I'm way too chicken to not have 3 months put back with only 1 real salary. Back in March, that fund was down to only about 1 month's worth. Fortunately the house in AR got rented out again, but we're ready if they break lease like the last ones!
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